We are an independent consultancy,
here to educate you about the new workplace pension legislation.

Call now on: 0333 011 22 00

Pension Support

The new workplace pension legislation means your employer will soon be providing you with a pension to support you in your retirement. We will be assisting your employer in choosing the right pension scheme for you.

We are not tied to any particular pension scheme, therefore you have piece of mind knowing we have your best interests at heart.

Dedicated employee helpline:

  • Your pension scheme will be administered by us
  • We provide a dedicated employee helpline
  • Your chosen scheme will have online access so you can see what you’re saving into
  • Your workplace pension is reviewed annually to ensure it is fit for your employer

Call us:

You can call straight through to one of our consultants on the number below:

0333 011 22 00
 

Request a callback:

If you prefer, we can call you back on a number that’s convenient for you.

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Common Questions:

Why do I need a pension?

The basic state pension is currently £175.20 a week. For many, there will be a big difference between the money they take home now and the income they will have in retirement. Saving some of the money you earn now into a pension will provide you with an additional income when you retire.

What is auto enrolment?

By law, every employer must automatically enrol most of their employees into a workplace pension scheme. If you are eligible and enrolled, you do not have to do anything, and you will automatically start making contributions straight from your pay packet. The date this must happen varies from employer to employer. You can ask your employer when this will be.

Will I be automatically enrolled into a pension?

Your employer has to automatically enrol anyone aged between 22 and State Pension age who earns more than £10,000 per year. If you do not meet these criteria, you will be informed of your options.

I can’t afford to pay into a pension. What should I do?

If you can’t afford to join the scheme now, you can opt out within one month of receiving your assessment letter and any contributions you have paid will be refunded. However, every three years your employer has a duty to re-enrol all Eligible Jobholders who opted out. So if you opt out now you will be automatically enrolled again during the re-enrolment period. The date varies from employer to employer. If you decide to leave the pension scheme more than one month after receiving your assessment letter, you can do so, but any pension contributions that have been paid will remain invested in your own pension pot until you retire.

Do you issue employee letters/communications?

Yes, both on an initial and ongoing basis.

houseofpensions | The Home of Workplace Pensions.

©2020 House of Pensions Ltd | Workplace pensions, simplified. Company registration number: 09355373.

House of Pensions is not authorised or regulated by the FCA to give investment advice.

Any regulated advice is undertaken by our regulated Partner, Platinum Financial Management Ltd. FCA No. 190082